:root{
  --bg:#fff7f9;
  --paper:#fffdfd;
  --ink:#3f2b35;
  --muted:#806b75;
  --brand:#a64f76;
  --brand-dark:#7e3456;
  --brand-soft:#d78cac;
  --rose:#f1c9d9;
  --rose-2:#f8e6ee;
  --gold:#c7a15b;
  --line:#f0dfe7;
  --success:#eef7f0;
  --danger:#fff0f2;
  --shadow:0 16px 44px rgba(126,52,86,.10);
  --shadow-soft:0 8px 22px rgba(126,52,86,.08);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  min-height:100vh;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background:
    radial-gradient(circle at 0% 0%, rgba(241,201,217,.35), transparent 30%),
    radial-gradient(circle at 100% 28%, rgba(199,161,91,.09), transparent 24%),
    linear-gradient(180deg,#fffafb 0%, #fff5f8 100%);
  color:var(--ink);
  line-height:1.5;
  overflow-x:hidden;
}

.page-glow{
  position:fixed;
  width:280px;
  height:280px;
  border-radius:50%;
  filter:blur(95px);
  opacity:.17;
  pointer-events:none;
  z-index:-1;
}
.page-glow--one{background:#e4a5be;top:18vh;left:-130px}
.page-glow--two{background:#d5b06b;bottom:8vh;right:-145px}

.hero{
  position:relative;
  overflow:hidden;
  padding:24px 18px 30px;
  background:
    linear-gradient(150deg,rgba(126,52,86,.98),rgba(183,87,124,.96));
  color:white;
  border-radius:0 0 30px 30px;
  box-shadow:0 18px 44px rgba(126,52,86,.20);
}
.hero::before{
  content:"";
  position:absolute;
  inset:auto -60px -95px auto;
  width:270px;height:270px;
  border-radius:50%;
  background:radial-gradient(circle,rgba(255,255,255,.14),rgba(255,255,255,0) 68%);
}
.hero::after{
  content:"";
  position:absolute;
  width:230px;height:230px;
  border:1px solid rgba(255,255,255,.14);
  border-radius:50%;
  right:-110px;top:-85px;
}
.hero__topline{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:12px;
  margin-bottom:24px;
  position:relative;
  z-index:1;
}
.brand-pill{
  display:inline-flex;
  align-items:center;
  padding:7px 11px;
  border-radius:999px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.20);
  font-size:11px;
  font-weight:800;
  letter-spacing:.08em;
  text-transform:uppercase;
}
.hero__micro{
  font-size:11px;
  color:#ffe9f1;
}
.hero__content{position:relative;z-index:1;max-width:760px}
.kicker{
  margin:0 0 8px;
  font-size:10px;
  letter-spacing:.16em;
  font-weight:900;
  color:#f6d5e2;
}
.hero h1{
  margin:0;
  font-family:Georgia, "Times New Roman", serif;
  font-size:34px;
  line-height:1.03;
  font-weight:500;
  letter-spacing:-.02em;
}
.hero__lead{
  margin:12px 0 0;
  color:#ffeaf2;
  font-size:14px;
  max-width:560px;
}
.hero__chips{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  margin-top:18px;
}
.hero__chips span{
  font-size:11px;
  color:#fff7fa;
  border:1px solid rgba(255,255,255,.17);
  background:rgba(255,255,255,.09);
  padding:7px 9px;
  border-radius:999px;
  backdrop-filter:blur(8px);
}

.shell{
  width:min(100% - 22px, 780px);
  margin:18px auto 42px;
}

.panel{
  position:relative;
  background:rgba(255,253,253,.97);
  border:1px solid rgba(166,79,118,.10);
  border-radius:22px;
  padding:18px;
  margin-bottom:14px;
  box-shadow:var(--shadow);
  transform:translateY(18px);
  opacity:0;
  transition:opacity .55s ease, transform .55s cubic-bezier(.2,.8,.2,1), box-shadow .25s ease;
}
.panel.visible{
  transform:translateY(0);
  opacity:1;
}
.panel:hover{box-shadow:0 20px 48px rgba(126,52,86,.13)}
.panel--investment{
  background:
    linear-gradient(180deg,rgba(255,253,253,.98),rgba(255,247,250,.98));
}
.panel__heading{
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:12px;
  margin-bottom:14px;
}
.section-tag{
  display:inline-block;
  margin-bottom:5px;
  color:var(--brand-soft);
  font-size:10px;
  font-weight:900;
  letter-spacing:.12em;
  text-transform:uppercase;
}
.panel h2{
  margin:0;
  font-size:21px;
  line-height:1.15;
  letter-spacing:-.01em;
}
.panel__subtitle{
  margin:6px 0 0;
  font-size:13px;
  color:var(--muted);
}
.copy-btn{
  flex:0 0 auto;
  border:0;
  border-radius:11px;
  background:linear-gradient(145deg,var(--brand),var(--brand-dark));
  color:white;
  font-size:11px;
  font-weight:800;
  padding:10px 12px;
  cursor:pointer;
  box-shadow:0 7px 16px rgba(126,52,86,.18);
  transition:transform .18s ease, box-shadow .18s ease, opacity .18s ease;
}
.copy-btn:active{transform:scale(.96)}
.copy-btn.copied{background:#54765d}

.timeline{display:grid;gap:9px}
.timeline__item{
  display:grid;
  grid-template-columns:46px 1fr;
  gap:11px;
  align-items:start;
  padding:12px;
  border:1px solid var(--line);
  background:linear-gradient(145deg,#fff9fb,#fffdfd);
  border-radius:15px;
  transition:transform .2s ease,border-color .2s ease, box-shadow .2s ease;
}
.timeline__item:hover{
  transform:translateX(3px);
  border-color:#e6bfd0;
  box-shadow:0 8px 20px rgba(126,52,86,.06)
}
.timeline__num{
  width:40px;height:40px;
  display:grid;place-items:center;
  border-radius:13px;
  background:linear-gradient(145deg,#bd668d,#8d3d63);
  color:white;
  font-size:11px;
  font-weight:900;
  letter-spacing:.06em;
}
.timeline__item b{font-size:14px}
.timeline__item p{margin:3px 0 0;color:var(--muted);font-size:12px;line-height:1.45}

.chat-card{
  overflow:hidden;
  border-radius:16px;
  border:1px solid #efdbe4;
  background:#fff7fa;
  box-shadow:var(--shadow-soft);
}
.chat-card--price{
  border-color:#ecd3de;
  background:linear-gradient(160deg,#fff7fa,#fff4f8);
}
.chat-card__label{
  padding:9px 13px;
  font-size:10px;
  font-weight:900;
  text-transform:uppercase;
  letter-spacing:.08em;
  color:#a06982;
  border-bottom:1px solid rgba(166,79,118,.10);
}
.chat-card__text{
  white-space:pre-wrap;
  padding:14px;
  font-size:15px;
  line-height:1.58;
  color:#44333a;
}


.explain{
  margin-top:16px;
  border:1px solid #ecdce4;
  border-radius:15px;
  overflow:hidden;
  background:linear-gradient(180deg,#fffafb 0%,#fff7fa 100%);
  box-shadow:0 6px 18px rgba(126,52,86,.045);
  transition:border-color .25s ease, box-shadow .25s ease, background .25s ease;
}
.explain.is-open{
  border-color:#e3bfd0;
  box-shadow:0 10px 24px rgba(126,52,86,.075);
  background:linear-gradient(180deg,#fffafb 0%,#fff5f9 100%);
}
.explain__toggle{
  width:100%;
  border:0;
  background:transparent;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:12px 13px 12px 14px;
  cursor:pointer;
  text-align:left;
  color:inherit;
  -webkit-tap-highlight-color:transparent;
}
.explain__title{
  font-size:13px;
  font-weight:850;
  color:#82385a;
  line-height:1.35;
}
.explain__icon{
  position:relative;
  flex:0 0 30px;
  width:30px;
  height:30px;
  border-radius:50%;
  background:linear-gradient(145deg,#f4cada,#eab5ca);
  box-shadow:0 4px 10px rgba(166,79,118,.13);
  transition:transform .35s cubic-bezier(.2,.8,.2,1),
             background .3s ease,
             box-shadow .3s ease;
}
.explain__icon::before,
.explain__icon::after{
  content:"";
  position:absolute;
  left:50%;
  top:50%;
  width:12px;
  height:2px;
  border-radius:999px;
  background:#8f3f63;
  transform:translate(-50%,-50%);
  transition:transform .35s cubic-bezier(.2,.8,.2,1),
             opacity .25s ease,
             background .25s ease;
}
.explain__icon::after{
  transform:translate(-50%,-50%) rotate(90deg);
}
.explain.is-open .explain__icon{
  transform:rotate(180deg);
  background:linear-gradient(145deg,#b95d87,#914066);
  box-shadow:0 6px 14px rgba(126,52,86,.18);
}
.explain.is-open .explain__icon::before{
  background:#fff;
  transform:translate(-50%,-50%) rotate(180deg);
}
.explain.is-open .explain__icon::after{
  background:#fff;
  opacity:0;
  transform:translate(-50%,-50%) rotate(180deg) scaleX(.3);
}
.explain__toggle:focus-visible{
  outline:3px solid rgba(166,79,118,.20);
  outline-offset:-3px;
}
.explain__content{
  max-height:0;
  opacity:0;
  overflow:hidden;
  transform:translateY(-6px);
  transition:max-height .42s cubic-bezier(.2,.8,.2,1),
             opacity .28s ease,
             transform .38s cubic-bezier(.2,.8,.2,1);
  will-change:max-height,opacity,transform;
}
.explain.is-open .explain__content{
  opacity:1;
  transform:translateY(0);
}
.explain__inner{
  padding:0 14px 13px;
}
.explain__inner p{
  margin:0;
  padding-top:2px;
  font-size:12px;
  line-height:1.52;
  color:var(--muted);
}
.personalize,.notice{
  position:relative;
  margin:16px 6px 0;
  border-radius:13px;
  padding:13px 14px 13px 16px;
  box-shadow:0 7px 18px rgba(126,52,86,.055);
}
.personalize{
  background:linear-gradient(145deg,#fffaf6,#fff7f2);
  border:1px solid #f0ded2;
  border-left:4px solid #d39a77;
}
.notice{
  background:linear-gradient(145deg,#fff9e9,#fff4d9);
  border:1px solid #ead5a5;
  border-left:4px solid #c8a052;
}
.notice--soft{
  background:linear-gradient(145deg,#fcf8fa,#f8f3f6);
  border-color:#eadde4;
  border-left-color:#c68aa5;
}
.personalize b,.notice b{
  display:block;
  font-size:13px;
  line-height:1.35;
  color:#523840;
}
.personalize p,.notice p{
  margin:5px 0 0;
  color:var(--muted);
  font-size:12px;
  line-height:1.5;
}

/* Garante respiro visual entre componentes consecutivos */
.chat-card + .personalize,
.chat-card + .notice,
.explain + .personalize,
.explain + .notice,
.notice + .explain,
.personalize + .explain{
  margin-top:16px;
}

.principles{display:grid;gap:9px}
.principles article{
  display:grid;
  grid-template-columns:38px 1fr;
  gap:10px;
  align-items:start;
  padding:12px;
  border:1px solid var(--line);
  border-radius:14px;
  background:#fff9fb;
}
.principles article>span{
  width:34px;height:34px;
  display:grid;place-items:center;
  border-radius:11px;
  background:#f6e3eb;
  color:#8b4263;
  font-size:11px;
  font-weight:900;
}
.principles b{font-size:13px}
.principles p{font-size:12px;margin:3px 0 0;color:var(--muted)}

.compare__grid{display:grid;grid-template-columns:1fr;gap:10px}
.compare__card{
  border-radius:15px;
  padding:14px;
  border:1px solid transparent;
}
.compare__card h3{margin:0 0 8px;font-size:15px}
.compare__card ul{margin:0;padding-left:18px}
.compare__card li{font-size:12px;color:#65565d;margin:7px 0}
.compare__card--bad{background:var(--danger);border-color:#f4dce2}
.compare__card--good{background:var(--success);border-color:#dcebdd}

.footer{
  width:min(100% - 22px,780px);
  margin:0 auto 34px;
  display:flex;
  align-items:center;
  gap:11px;
  color:#7a666f;
  padding:0 4px;
}
.footer__mark{
  width:42px;height:42px;
  display:grid;place-items:center;
  border-radius:14px;
  background:linear-gradient(145deg,#b65d84,#813758);
  color:white;
  font-family:Georgia,serif;
  font-size:18px;
}
.footer b{display:block;font-size:13px;color:#513940}
.footer span{display:block;font-size:11px;margin-top:1px}

.toast{
  position:fixed;
  left:50%;
  bottom:24px;
  transform:translateX(-50%) translateY(18px);
  background:#302b2d;
  color:white;
  padding:10px 14px;
  border-radius:999px;
  font-size:12px;
  font-weight:700;
  opacity:0;
  pointer-events:none;
  transition:.22s ease;
  z-index:50;
  box-shadow:0 10px 26px rgba(0,0,0,.18);
}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

@media (prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important}
  .panel{opacity:1;transform:none;transition:none}
  .copy-btn,.timeline__item,.toast{transition:none}
}

@media (min-width:700px){
  .hero{padding:38px 7vw 40px}
  .hero h1{font-size:45px}
  .hero__lead{font-size:15px}
  .shell{margin-top:24px}
  .panel{padding:22px;margin-bottom:16px}
  .panel h2{font-size:24px}
  .compare__grid{grid-template-columns:1fr 1fr}
}

@media (max-width:699px){
  .panel{
    padding:17px;
  }
  .personalize,.notice{
    margin-left:5px;
    margin-right:5px;
  }
  .explain{
    margin-left:2px;
    margin-right:2px;
  }
}